Workplace Violence Portal
Workplace violence training, education and insurance protection.
OUR THREE PILLARS OF SERVICE
If this is your first visit, take time to look around. You’ll find a wealth of information in the 3 Pillar Learning Centers about how to prevent and/or protect your organization from a workplace violent event in the Risk Management section and, if an incident should occur, what to do in the Crisis Management section.
Please make sure to check back often, as we continue to add content and features to this site.
FAQs
What does Workplace Violence costs businesses in the US? i
How does the policy define Workplace Violence Event?
How do you define Serious Bodily Injury?
Is a weapon needed to trigger coverage?
Is coverage limited to an “Active Shooter”?
Do you cover Threats of Violence?
Do you have coverage restrictions based on the number of Insured Persons involved?
Do you cover domestic violence Workplace Violence Events?
How do you define Employee?
How do you define Premises?
Are Insured Persons covered off-Premises?
Do you provide any third-party coverage?
Is this coverage Primary or Excess?
Will I still be covered if there isn’t property damage?
What coverages/expenses are provided?
What is each Workplace Violent Event limit?
What is the aggregate limit?
Is there a deductible?
How does the claims process work?
Are robberies considered a Workplace Violence Event?
Are terrorism, riots or strikes covered?
Do “Active Shooter” incidents usually occur at work? ii
What do the statistics say about workplace violence and women? iii
Do certain occupations have higher instances of fatal work injuries? iv
Are disgruntled workers usually the perpetrator? v
What are generally considered the 4 types of Workplace Violence? vi
Is Domestic Violence a factor in the Workplace? vii
Who is vulnerable? viii
In The News
The scenarios described here are offered solely to illustrate the types of situations that may result in claims. These scenarios should not be compared to an actual claim. The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued.
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Office – Financing Company is the Insured
A disgruntled customer with a gun (not a Guest) entered a finance company’s office. The gunman shot a visiting employee who was injured. The injured employee’s -
Work From Home – IT Company is the Insured
Ben, an employee at an IT company, worked from home (Remote Premises) and a courier made regular deliveries to his house. One day, -
Retail – Sandwich Shop is the Insured
Inside the shop (Premises), a knife fight between two customers (not Guests) left one customer dead. The killer escaped. Clean-up of chemical residue